You’ve made a significant investment when you bought your vehicle — now it’s wise to safeguard that investment. At ALLIANCE, we’ve partnered with DOWC to bring you Vehicle & Financial Protection options that help you avoid surprises and stay on the steady road ahead.
1. Avoid Costly Repairs That Derail Your Budget
Mechanical breakdowns don’t come with a heads-up. Even parts you take for granted — engine components, transmissions, sensors, electrical systems, infotainment modules — can fail unexpectedly. These repairs can run thousands of dollars. With a Vehicle Service Contract, you get extended coverage beyond your manufacturer’s warranty. Instead of absorbing the cost yourself, you’ll know in advance what’s protected.
2. Coverage Tailored to You
No two drivers, vehicles, or budgets are exactly alike. ALLIANCE / DOWC offers 4 levels of coverage so you can select the protection that best fits your vehicle’s age, condition, and your driving needs.
3. Additional Benefits You Don’t Always Think Of
Repair costs are only part of the equation. What about the inconvenience while your vehicle is in the shop? With ALLIANCE’s coverage via DOWC, you’ll enjoy perks like:
- Rental car or rideshare reimbursement
- Towing assistance
- 24-hour roadside assistance
These extras help you stay mobile and protect your time — not just your wallet.
4. “Bundle” Protection for Unexpected Events
Beyond mechanical repairs, life on the road throws all kinds of curveballs: a rock chip on your windshield, a door ding in a parking lot, a nail puncture in a new subdivision, or a bent rim from a pothole. The DOWC Bundle steps in for these non-mechanical surprises. It offers:
- Unlimited miles of coverage
- $0 deductible
- Broad protection against many of the “everyday risks” your vehicle faces
5. Mitigate Labor & Parts Inflation
Did you know that many repair shops charge $200+ per hour in labor? If your vehicle sits in a shop even for just one day, you could rack up a $1,600 labor bill before adding parts. Add in parts — especially for newer, high-tech systems — and the total can escalate quickly. ALLIANCE’s protection plans help you avoid those “sticker shock” moments.
6. Transparent, Member-Friendly Claims & Service
With streamlined claims processing, a broad network of repair facilities, and processes designed to avoid delays — you’re less likely to get stuck waiting or fighting over coverage. The goal is to get you back on the road faster.
7. Optional, Flexible, & Independent
Vehicle Protection and Service Bundles with ALLIANCE are optional. You can purchase them even if your vehicle loan is not financed through ALLIANCE. Important to note: coverage is underwritten and administered by DOWC, not ALLIANCE. ALLIANCE does not issue or guarantee the coverage, nor decide claims. You’ll want to review the specific contract you purchase to understand eligibility, limitations, and exclusions.
In Summary
Choosing vehicle protection through ALLIANCE (via DOWC) is about more than just paying for “insurance” — it’s about peace of mind. You get:
- Financial predictability against major repairs
- Extra support (towing, rental, roadside)
- Cover for more than just mechanical failures via the Bundle
- Protection against steep labor and parts costs
- A variety of plan levels so you can pick what fits
Your vehicle is more than transportation — it’s a substantial investment. Protecting it wisely helps you drive confidently, knowing you’re covered when life happens.